uob credit card
uob credit card
Blog Article
UOB Financial institution is usually a effectively-regarded lender that offers many different charge cards tailor-made to satisfy diverse demands and Choices. Here is an in depth overview to assist you to understand The important thing elements:
Kinds of UOB Credit Cards
UOB provides multiple types of bank cards, Each individual suitable for precise needs:
Rewards Cards: Get paid details or miles with your purchases that may be redeemed for vacation, searching, dining, plus more.
Cashback Playing cards: Get yourself a percentage within your paying out back again as cash rebates.
Vacation Cards: Designed for Recurrent vacationers with Advantages like air miles accumulation, airport lounge obtain, and journey insurance coverage.
Lifestyle Playing cards: Provides benefits linked to entertainment, eating reductions, and special function Invites.
Essential Attributes
Each individual UOB bank card comes along with its very own list of features. Here are several typical kinds:
Interest-Absolutely free Period
Most UOB bank cards supply up to 55 times interest-cost-free if you shell out your equilibrium in total because of the due date.
Reward Factors
Earn reward factors on just about every dollar invested which may be redeemed for many rewards for example vouchers or items.
Money Rebates
Specified playing cards provide cashback on each day bills like groceries, gasoline, eating out etcetera.
Promotions & Reductions
Get pleasure from Distinctive promotions and discounts at partnered merchants which includes dining places, retail suppliers and online platforms.
Flexible Payment Alternatives
Choose between several payment solutions such as GIRO (Common Interbank Recurring Purchase), AXS stations or direct debit from your financial savings account.
Security Features
Enhanced security via EMV chip engineering as well as SMS alerts for transactions manufactured earlier mentioned a particular limit.
How to Apply
Applying for a UOB charge card is easy:
Take a look at the Formal UOB Site.
Browse via their selection of bank cards.
Find the cardboard that most closely fits your preferences.
Complete the appliance form possibly on line or take a look at a branch.
Submit vital paperwork including proof of money and identification.
Taking care of Your Card
Once you've your UOB credit card:
Regularly Look at statements both via mailed copies or by using on the net banking.
Make timely payments to stay away from late expenses and curiosity rates.
Watch reward points/cashback earnings to help you optimize Advantages.
Simple Instance
Imagine you happen to be somebody who enjoys traveling usually:
You can go with a UOB Travel Card which lets website you make air miles on just about every obtain.
With amassed miles with time, you may perhaps redeem them free of charge flights or updates—saving drastically on vacation fees!
On top of that, enjoy perks like complimentary airport lounge entry earning Individuals very long layovers far more relaxed!
By understanding these Essentials about UOB Bank cards – their types & functions in conjunction with practical usage – you'll be greater Geared up to select one that aligns completely using your Life style needs!